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Marshall | St. Clair Group of Keller Williams Blog

Tuesday, September 3, 2024   /   by Sharon St Clair

Pre-Qualified vs. Pre-Approved: Understanding the Differences in Home Purchase Loans

When it comes to buying a home, the journey from browsing listings to closing the deal can be both exciting and daunting. A key step in this process is securing a mortgage, which often involves two critical steps: getting pre-qualified and pre-approved. Although these terms are often used interchangeably, they represent different stages in the home-buying process and have distinct implications for both buyers and sellers. Understanding the difference between being pre-qualified and pre-approved for a home purchase loan is essential for any potential homebuyer.
What Does It Mean to Be Pre-Qualified?
Pre-qualification is an initial step in the mortgage process where a lender gives you an estimate of how much you might be able to borrow. This step is relatively quick and informal and can often be completed online or over the phone.
Process: During pre-qualification, you provide the lender with a general overview of your financial situation, including your income, assets, debts, and cree ...

Monday, September 2, 2024   /   by Sharon St Clair

The True Cost of Being Underserved in a Real Estate Transaction

Just yesterday, we received a call from a frustrated home seller whose property hadn’t sold. The homeowner shared their experience, detailing feedback from potential buyers, the low turnout at open houses, and their disappointment with the overall results. As we listened, one detail stood out: their agent had offered to reduce their commission. At first glance, this might have seemed like a great way to save money, but as we reviewed the listing online, another glaring issue became clear. The presentation of the house simply did not support the list price.

This scenario illustrates a critical point many sellers overlook. While saving on commission fees may seem like a smart financial move, the hidden costs of being underserved by an agent who provides less-than-full service can far outweigh those savings. The true cost of being underserved in a real estate transaction goes beyond the commission rate and affects your bottom line, your peace of mind, and the overall success . ...

Wednesday, August 28, 2024   /   by Sharon St Clair

Discover the Montour Trail: A Premier Outdoor Adventure in Western Pennsylvania

The Montour Trail is a must-visit destination for outdoor enthusiasts in Western Pennsylvania, offering an extensive network of scenic paths perfect for biking, hiking, running, and winter activities like cross-country skiing. Spanning over 63 miles, the trail winds through picturesque landscapes, historical sites, and vibrant communities, making it one of the region’s top spots for recreation and nature exploration.
Rich History and Heritage of the Montour Trail
The Montour Trail follows the historic route of the Montour Railroad, once a crucial transport line supporting the coal mining industry in the 20th century. Today, this former rail line has been beautifully repurposed into a recreational trail, maintained by the Montour Trail Council, a non-profit organization dedicated to preserving the area’s heritage while providing a natural space for outdoor activities. This transformation celebrates both the industrial past and the natural beauty of the area, making it a ben ...

Tuesday, August 27, 2024   /   by Sharon St Clair

Spotlight on Anthony Farms in Peters Township

Anthony Farms is a high-end residential development located in Peters Township, Pennsylvania. The community consists of single-family homes on spacious lots, with the entire project developed in three phases. There are a total of 56 half-acre and larger lots, along with 4 exclusive estate lots, making it an appealing choice for buyers seeking luxury living.
This community is conveniently situated near major roads like Route 19 and Interstate 79, offering easy access to shopping centers, such as Donaldson's Crossroads, and is about 15 minutes away from the rapidly developing Washington area. The homes in Anthony Farms are custom-built by Stambrosky Homes, known for their quality craftsmanship and attention to detail.
Anthony Farms is almost fully sold out, with only a few lots remaining. The neighborhood offers stunning views and rolling vistas, contributing to its reputation as one of the most desirable places to live in Peters Township.
For those interested in living here, the deve? ...

Monday, August 26, 2024   /   by Sharon St Clair

Market Trend for 15317 Zip Code

Canonsburg, PA 15317

Print









Market Trends


Create ScriptShare



Property Type

Single Family


July 2024 





Market Type











Seller's

Market


Balanced

Market


Buyer's

Market




Key Details



Months of Inventory

1.87


29.96%

Month Over Month



List to Sold Price %

102.8%


1.48%

Month Over Month



Median Days in RPR

36


44%

Month Over Month



Median Sold Price

$392,500


8.19%

Month Over Month













Realtors Property Resource®, LLC


Source:


Listings






Median Estimated Property Value


Share




July 2024
Property Type

Single Family








Median Estimated Value



$424,930



Last Month Change


-0.4%



12 Month Change


+5.4%




1 Year2 Years3 YearsAll

Median Estimated Value$0$100K$200K$300K$400K$500KJul '08Jan '09Jun '09Nov '09Apr '10Se ...
Marshall | St. Clair Group of Keller Williams
Sharon St Clair
395 Valley Brook Road
McMurray, PA, PA 15317
724-503-0014
7249419400151


Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
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